I use myFICO.com which is one of the highest rated services.
I was introduced to myFICO.com when I received an letter from the Army stating that my Social Security number may have been comprimised and that I should consider monitoring my credit for possible identity theft. The letter specifically mentioned myFICO.com
The service costs ~$50 a year but you get a lot for that price:
- FICO® score & credit report from TransUnion. You get one full credit report every 3 months.
- Monitoring of your FICO score and e-mail alerts when score changes are detected
- An explaination of your score which tells you whether you score is good or bad or in-between.
- A "get a loan" and "get a credit card" section which shows you what percentage rate you can expect based on your FICO score.
I've set up 2 accounts, one for wife and myself. The service includes identity theft monitoring and will e-mail you if something suspicious is happening with your credit.
If you google +myfico +coupon (google trick to return only those results that match both) you should be able to find a 20% or 25% off coupon easily.
Next : More on myFICO.com and finding the best business credit cards once you have your FICO score.
