There are 2 credit cards that I use for our business. I consider these the best business credit cards.
1. Chase Cash Back business (I have 2 of these)
2. HSBC Cash Back
Benefits:
- Separate business from personal spending
- Low interest Rate, currently 9.9% fixed for Chase, 7.9% for HSBC
- At least 1% cash back on all perchases
- No Limit to the cash back received.
- Can request a check at any time, not just at end of year or certain time periods.
- CSV format statements.
- Chase automatically increases your credit line if you pay in full on time.
- Automatic setup of payments.
These cards serve dual purposes, since I typically pay of the credit cards in full monthly, they're actually paying me to use the cards. We use the cards to do all our purchasing, so the amount adds up. Secondly, if I have to carry a balance, the interest rate is reasonable to carry for a month or 2.
My recommendation would be to apply for these cards. Even if you don't get the rate or credit line you require, you can establish a history with those companys. Later you can ask for an increase in the credit line or a decrease in the rate.
Next: Tips on obtaining the best interest rate when applying for Chase Business Cash Back and HSBC Cash back credit cards.
3 comments:
Arranging working capital is one of the major obstacles for most of the businesses to stand it quite perfectly and on a long term basis. In this regard, only the financial professionals are the first and foremost option to run any business successfully and get more backup in any type of financial crisis.
Visit: http://www.globelend.com/small-business-tips/
Credit cards are now a day’s plays a vital role in everybody's life. They make life easier; they are handier than cash and also useful in an emergency. Credit cards are very simple to use. They can use anywhere and also can let you spend that money you might not have in your account. Each person's financial need is different so there are various types of credit cards available.
$$$ GENUINE LOAN WITH LOW INTEREST RATE APPLY $$$
Do you need finance to start up your own business or expand your business, Do you need funds to pay off your debt? We give out loan to interested individuals and company's who are seeking loan with good faith. Are you seriously in need of an urgent loan contact us.
Email: shadiraaliuloancompany1@gmail.com
Phone No: +919873186890.
Post a Comment